Quick Answer
What benefits does PESSI provide? The Punjab Employees Social Security Institution gives registered (“secured”) workers and their families medical care, sickness, maternity and injury benefits, disablement pension or gratuity, iddat benefit for widows and a death or funeral grant. Employers register workers and pay the contributions. [verify the benefit list on pessi.punjab.gov.pk]
PESSI Benefits: What Punjab Workers Get and How to Claim
Not the official PESSI website. We’re an independent guide. Use PESSI’s official channels for claims.
What Is PESSI?
Working in a Punjab factory or business and wondering what happens if you get sick or injured?
PESSI is the Punjab government’s social security body for private-sector workers. A worker registered with PESSI is called a secured worker, and the worker and the family are entitled to the benefits below.
Who Made It, and Is It Official?
Yes, the app itself is official. The Play Store lists the Punjab Information Technology Board as the developer, and the Punjab Portal lists it among its government mobile apps. This page is only a helper guide. Google Play
PESSI Benefits at a Glance
| Benefit | What It Covers |
|---|---|
| Medical Care | Treatment and medical facilities for registered workers and eligible dependents. [Verify available facilities and eligibility] |
| Sickness Benefit | Financial support to eligible insured workers during periods of illness, subject to applicable conditions. |
| Maternity Benefit | Financial support and eligible medical care related to pregnancy and childbirth. |
| Employment Injury Benefit | Medical treatment and financial support for qualifying injuries or illnesses arising from employment. |
| Disablement Pension / Gratuity | Financial assistance for qualifying permanent disability, which may include support for artificial limbs and other appliances. |
| Death Grant / Funeral Expenses | Financial assistance to eligible family members following an insured worker’s death. |
| Iddat Benefit | Financial support for an eligible widow during the prescribed iddat period, subject to applicable rules. |
| Survivors’ Benefit | Benefits for eligible dependents or survivors of a deceased insured worker. [Verify eligibility and payment conditions] |
| Children’s Education | Possible scholarships, educational assistance, or free education support for eligible workers’ children. [Verify current schemes and eligibility] |
PESSI vs EOBI vs Workers’ Welfare Fund
| Body | What It Provides |
|---|---|
| PESSI | Healthcare and cash benefits for eligible insured workers, including sickness, employment injury, disablement, maternity, death, and iddat benefits. |
| EOBI | Old-age, invalidity, and survivors' pensions for eligible insured employees. See our EOBI guide for details. |
| Workers' Welfare Fund (WWF) | Marriage grants, death grants, educational scholarships, and housing support for eligible industrial workers and their families. |
[Verify current grant amounts and eligibility.] Benefit amounts, qualifying employment categories, and application requirements can change. Check the latest information with the Workers' Welfare Fund and Punjab Employees Social Security Institution .
Who Is Eligible?
- Workers in covered establishments that are registered with PESSI
- Registered by the employer, with contributions paid
- Benefits depend on the type of claim and the contribution record [verify the conditions]
Tip: Ask your employer for your PESSI registration or card number. Registration is the employer’s responsibility.
How to Claim a Benefit
- Make sure you’re registered and your card or number is current.
- Visit a PESSI facility or your local social security office [verify the nearest one].
- Bring your documents: CNIC, PESSI card, medical or discharge papers, and any relevant certificates (for example birth or death certificates). [verify per benefit]
- Submit the claim form and keep your receipt.
- Follow up until the payment is made.
PESSI has said scholarships are paid directly into bank accounts. [verify]
If Your Employer Isn’t Registered
Employers must register their workers and pay contributions. If your employer hasn’t, contact your local social security office or the Labour Department. [verify the complaint route]
Tips
- Keep copies of your card and claim papers.
- Check that contributions are being paid for you.
- Don’t pay anyone to “arrange” a benefit.
Beware of Scams
- Claims are processed through official offices. Don’t pay agents.
- Don’t share your CNIC, OTP or bank details with callers claiming to be from PESSI.
Frequently Asked Questions
1. What is PESSI?
Punjab’s social security body providing medical and cash benefits to registered workers.
2. Who pays for PESSI?
The employer pays the contribution, reported at 6% of wages. [verify]
3. Does PESSI give pensions?
It gives disablement and survivors’ benefits. Old-age pensions come from EOBI.
4. Does PESSI cover maternity?
Yes, maternity benefit is one of its benefits.
5. Who pays marriage and death grants?
The Workers’ Welfare Fund, for eligible workers.
6. Is this the official site?
No. We’re an independent guide.